1. How on earth did some people (mainly the banks) let it get this bad. Didn't someone think this might not be good.
2. Those people that bought or even refied at the peek basically will never recover. Seriously! If we never had a peek in the first place things wouldn't be bad at all.
I know everyone all ready knows and is saying the same thing but I thought the graph says it all.
Click on the graph to see the whole thing.